The articles mentioned in the text are:
1) Marques, B. P., & Alves, C. F. (2020) Using clustering ensemble to identify banking business models. Intelligent Systems in Accounting Finance and Management, 27, 66– 94. https://doi.org/10.1002/isaf.1471
2) Marques, B. P. & Alves, C. F. (2021) The profitability and distance to distress of European banks: do business choices matter? The European Journal of Finance, 27:15, 1553-1580. https://doi.org/10.1080/1351847X.2021.1897638
3) Marques, B. P. & Alves, C. F. (2021) Business Model Diversity and Banking Sector Resilience. FEP Working Papers nº 623, November. http://wps.fep.up.pt/wps/wp623.pdf